Legal documents
Five documents cover the whole platform: the Merchant Services Agreement (the one document a shop owner accepts, incorporating the rest by reference), the Partner Agreement for ISO partners, the Terms of Service, the Privacy Policy, and the Data Processing Agreement.
Security
How Zoyn protects accounts and data, in plain language.
How to report a security vulnerability, and what we promise in response.
Merchant agreements
The operative contract governing your relationship with Zoyn. Covers the license grant, service scope, fees, data protection, liability limits, indemnification, and governing law.
GDPR Article 28 compliant addendum governing how Zoyn processes personal data of your buyers as your appointed data processor.
Privacy and data
How Zoyn collects, uses, stores, and protects personal data. Covers your GDPR rights (access, erasure, portability) and California CCPA rights.
Platform policies
Public-facing terms covering eligibility (18+), acceptable use, intellectual property, geographic and export restrictions, DMCA notice process, and governing law.
Partners
Master Services Agreement for Independent Sales Organizations. Covers commission structure, on-chain settlement via merchant payment splitters, and ISO obligations.
Every document listed here is approved, published, and in effect. Merchant accounts are bound by the documents required during onboarding.