Skip to content
Transportation & logistics

Get paid by the shipper, not weeks behind the load.

Freight brokers, forwarders and carriers move money across borders on almost every job, and get paid on terms that sit well behind the fuel, the driver and the customs bill. Settlement that is treated as final only after the required network confirmations, in USDC, to a wallet the recipient controls, takes the correspondent-bank leg out of the equation entirely.

Why this category gets penalised

The problem is the gap between paying and delivering.

Cross-border payments that take longer than the shipment

Getting paid by an overseas shipper or customer means their wire goes through a correspondent bank, loses an FX spread, and arrives on a delay you cannot pass on. The freight can arrive before the payment does.

Your shipper pays a link by card where available, or from a crypto wallet, and it settles in USDC to your wallet — no correspondent bank in the path.

Accessorial charges disputed after delivery

Detention, demurrage and re-delivery get argued about once the freight is already gone. On card rails the funds are pulled back from you first and the argument happens afterwards, with a fee attached either way.

Payments are pushed by the payer, not pulled from them. Zoyn does not reverse a settled transfer, so representment does not apply on wallet payments.

Broker, carrier and agent paid out of one lump

A single load can owe a line-haul carrier, a drayage operator and an introducing agent. Splitting that by hand out of one settlement is where margin quietly disappears.

Settlement reaches your wallet after the required network confirmations, so carrier, drayage and agent can be paid on timing you control, from your own wallet, out of money that has already landed — no per-leg wires to reconcile.

Working capital tied up in settlement float

Fuel, tolls and driver pay are due now; card settlement and net terms are not. Reserves and delayed funding on a high-value, long-fulfilment category make the gap wider.

Settlement is treated as final only after the required network confirmations, into a wallet you control, so the cash is yours once the payment is final.

How it works

One payment, settled to a wallet you control.

How a payment settles through ZoynA customer pays a payment link. The payment reaches a settlement contract, which divides it in fixed proportions set when it was deployed and pays the merchant’s own wallet and the platform fee directly. Zoyn sits outside the flow of funds.CustomerHostedcheckoutSplitcontractYour walletPlatform feeZoyn (config)Funds never pass through Zoyn
1

Create the link for the load

Set the amount and the booking reference. Send it with the rate confirmation, or from your own portal.

2

The shipper pays their way

Card or crypto on a hosted checkout. Card availability depends on the buyer's location, currency, and available checkout providers. Card-funded payments are handled by the checkout provider, so card data never reaches you.

3

Your share is fixed up front

The shares are fixed when your payments are set up: your share and the platform fee. Every payment follows them exactly, and each one can be checked on a public record.

4

USDC lands in a wallet you control

No intermediary bank, no cut-off time. Zoyn is not in the flow of funds and never holds them.

Coverage

Where we can onboard you today.

Your type of business

Businesses in this group can apply. You pick your exact type of business when you apply, and every application is reviewed.

Jurisdictions we cannot serve

We cannot onboard merchants operating from comprehensively sanctioned jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. We do not hold ourselves out as licensed anywhere.

Wallet addresses you'll be paid to are checked against sanctions lists when you enter them, and re-checked every day after that.

By trade

Pages for specific trades.

Common questions

What transportation & logistics merchants ask first.

Our shippers are in several different countries. Do they each need a bank arrangement with us?

No. They pay a link by card where available, or from a crypto wallet, and the money settles in USDC to your wallet — the country they pay from does not add a correspondent bank. Paying your own carriers and agents afterwards is something you do yourself, from your own wallet; Zoyn is not in that flow.

Can we pay drivers and yard staff this way too?

Paying your own drivers and yard staff sits outside Zoyn — you pay them yourself, from your own wallet, on your own schedule. Zoyn is a payment-link platform and is not in that flow; what it changes is that the load is settled and the money is yours once the payment is final.

What happens if a shipper disputes a charge after we have been paid?

On a wallet payment there is nothing to reverse — settlement is treated as final only after the required network confirmations. The commercial disagreement is still a commercial disagreement, resolved under your rate agreement, but it is not resolved by money being taken out of your account while it is discussed.

Looking for a different sector? See every supported industry.

Move the money as fast as the freight.

Create a link for your next load and get paid once the payment is final.

Zoyn

Get paid in digital dollars, straight to a wallet you control.

Company

Legal

Legal & regulatory disclosures

Zoyn is software. It is not a bank, a payment processor, a payment gateway, a money transmitter or a money services business. Zoyn is never the seller in a sale (the "merchant of record"). Zoyn never holds a shop's money, and does not decide how long a payment company may hold it. When a customer pays by card or bank, the payment company handles that payment under its own terms and may hold it for a short time. The money then goes to the shop's own payment contract once the payment network has confirmed it.

Businesses can be based in 64 jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. Customers can pay from 130+ countries through the checkout providers we connect to; which countries customers can pay from is set by those providers, not by Zoyn, and may change without notice. Not available in sanctioned jurisdictions: Cuba, Iran, North Korea, Sudan, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine.

© 2026 Zoyn. All rights reserved.