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Gaming & interactive entertainment

The item drops instantly. The payment is final after the required network confirmations.

Game and amusement businesses hand over digital value the moment a payment clears, then carry the dispute risk for months afterwards. Once a payment is treated as final, after the required network confirmations, the sale closes when the player pays. Real-money gambling and betting categories are not supported.

Why this category gets penalised

The problem is the gap between paying and delivering.

Chargebacks on content already granted

A purchased item, pass, or currency is in the player's account seconds after payment. Card companies commonly treat instantly-granted digital value as elevated dispute risk, including disputes raised by a cardholder about a purchase someone else in the household made.

Payments are pushed by the player, and Zoyn does not reverse a confirmed on-chain transfer, so a grant does not have to be revoked later.

Reserves set against the category, not the studio

Underwriting in this category keys on the category rather than on a particular studio's history, which can leave part of a title's revenue withheld through its entire launch window.

A confirmed wallet payment is not a card-network dispute rail, so launch revenue carries no dispute exposure to reserve against.

A contributor roster spread across the world

Contract artists, QA and localisation vendors are rarely in one country, and each payout is its own wire with its own fee and its own float.

Paying a contract artist or vendor abroad is a USDC transfer the studio signs from its own wallet — no correspondent bank in the path and no float to wait on.

How it works

One payment, settled to a wallet you control.

How a payment settles through ZoynA customer pays a payment link. The payment reaches a settlement contract, which divides it in fixed proportions set when it was deployed and pays the merchant’s own wallet and the platform fee directly. Zoyn sits outside the flow of funds.CustomerHostedcheckoutSplitcontractYour walletPlatform feeZoyn (config)Funds never pass through Zoyn
1

Create the purchase link

A fixed amount for a pass, a bundle, or an edition, with your own player or order reference.

2

Player pays card or crypto

Hosted checkout takes either, with card-funded payments handled by the checkout provider. Card data never reaches your servers. Card availability depends on the buyer's location, currency, and available checkout providers.

3

Your share is fixed up front

The shares are fixed when your payments are set up: the studio's share and the platform fee. Every payment follows them exactly, and each one can be checked on a public record.

4

USDC lands in the studio's wallet

Final after the required network confirmations, into wallets you control. Zoyn never holds them.

Coverage

Where we can onboard you today.

Your type of business

Businesses in this group can apply. You pick your exact type of business when you apply, and every application is reviewed.

Jurisdictions we cannot serve

We cannot onboard merchants operating from comprehensively sanctioned jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. We do not hold ourselves out as licensed anywhere.

Wallet addresses you'll be paid to are checked against sanctions lists when you enter them, and re-checked every day after that.

Common questions

What gaming & interactive entertainment merchants ask first.

Do you support betting, casino, or real-money gambling titles?

No. Gambling and betting categories are blocked at signup and cannot be onboarded, whatever licences a business holds. What is supported here is game and amusement businesses selling content, access, or entertainment — not wagering.

Can players trade with each other through Zoyn?

No. Zoyn issues fixed-amount payment links from your business to a payer. It is not a marketplace, an exchange, or a broker, and it does not support player-to-player trading — anything resembling a secondary market for items or in-game currency is outside what the platform does.

A parent disputes a purchase their child made. What happens?

Zoyn does not reverse a wallet payment, so nothing is pulled out of your revenue automatically while the question is being resolved. Whether to refund is your decision under your own policy, and you send it from your own wallet if you decide to. That is what changes when the payer sends the money rather than having it taken: the argument happens before the money moves, not after.

Looking for a different sector? See every supported industry.

Ship the content, keep the sale.

Create a fixed-amount purchase link and settle player payments to a wallet only the studio can spend from.

Zoyn

Get paid in digital dollars, straight to a wallet you control.

Company

Legal

Legal & regulatory disclosures

Zoyn is software. It is not a bank, a payment processor, a payment gateway, a money transmitter or a money services business. Zoyn is never the seller in a sale (the "merchant of record"). Zoyn never holds a shop's money, and does not decide how long a payment company may hold it. When a customer pays by card or bank, the payment company handles that payment under its own terms and may hold it for a short time. The money then goes to the shop's own payment contract once the payment network has confirmed it.

Businesses can be based in 64 jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. Customers can pay from 130+ countries through the checkout providers we connect to; which countries customers can pay from is set by those providers, not by Zoyn, and may change without notice. Not available in sanctioned jurisdictions: Cuba, Iran, North Korea, Sudan, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine.

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